EMI Calculator Online
Loan EMI, total interest and a full amortisation summary.
Set the loan amount, interest rate and tenure to get the exact monthly instalment. The yearly schedule shows how much of each payment clears the principal versus the interest, which makes it easy to compare two offers or test a shorter term.
Monthly EMI
₹ 10,500.93
Total interest
₹ 130,055.84
Total payable
₹ 630,055.84
Instalments
60 months
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹ 82,021.51 | ₹ 43,989.65 | ₹ 417,978.49 |
| 2 | ₹ 90,161.95 | ₹ 35,849.22 | ₹ 327,816.54 |
| 3 | ₹ 99,110.31 | ₹ 26,900.86 | ₹ 228,706.23 |
| 4 | ₹ 108,946.76 | ₹ 17,064.40 | ₹ 119,759.47 |
| 5 | ₹ 119,759.47 | ₹ 6,251.70 | ₹ 0.00 |
How to use EMI Calculator
- 1
Enter loan amount, annual interest rate and tenure.
- 2
Read the monthly EMI and total interest.
About this tool
EMI Calculator is part of the MyShopBuy business tools collection — a free suite built for people who need a reliable result in seconds, not another signup form. Loan EMI, total interest and a full amortisation summary. Processing happens entirely inside your browser using modern web APIs, so nothing is uploaded, queued or stored. That makes it fast enough for daily use and safe enough for sensitive documents.
There are no watermarks, no file-count limits and no paywalls. If you use it often, create a free account to keep favourites and history in sync across your devices.